Pre-Membership Seminar (PMES) Tools

How to be a Member?
  • Attend Membership orientation seminar with a registration fee of Php 25.00
  • Fill-up Members Application Form
  • Membership Fee (Non Refundable) Php 150.00
  • Open a Regular Savings Account Php 500.00
  • Share Capital (Lump Sum or Installment basis within 6 months) Php 1,000.00
  • Open a Solidarity Savings Account Php 500.00
Coop Principles & Practices
  • Voluntary and Open Membership
  • Democratic Member Control
  • Member Economic Participation
  • Autonomy and Independence
  • Education, Training and Information
  • Co-operation Among Cooperatives
  • Concern for Community
Benefits as Member
  • Dividends
  • Patronage Refund
  • Medical Assistance Benefit
  • Mortuary Assistance Benefit
Member's Dual Role
Member as OWNER
Rights as Owner Duties As Owner
  • To vote
  • To receive report & information
  • To recommend policies
  • To be voted upon
  • To receive dividends & Patronage refund
  • To contribute to the capital
  • To deposit regularly
  • To serve when elected
  • To participate in the decision-making through GA & other membership meeting
  • Participate in coop activities
  • To promote the COOP

Member as CUSTOMER
Privileges as Customer Obligations as Customer
  • To receive quality services
  • To be provided with efficient services
  • To be treated well by people handling the business especially the staff
  • To receive interest on capital contribution according to established policies
  • To settle obligations
  • To suggest improvements
  • To patronize the coop business

 

 

Member's Responsibilities
  • Regular contribution on Capital share
  • Patronize programs and services
  • For member borrowers pay your loan on time
  • Attend annual membership general assembly meeting
  • Attend ownership meetings
  • Participate in Coop sponsored activities
  • Assist in the recruitment of potential members